Business Checking with Interest
- Exclusively offered to sole proprietors, non-profit organizations and government entities
- $100 opening balance requirement
- $1,000 minimum daily balance requirement
- Earns interest
- Unlimited check writing
- Free Electronic Banking
- Free Bill Pay
- Free 24 Hour Mobile Banking
- Free E-Statements
- Free Debit Card
- Free unlimited ATM withdrawals from any ATM Worldwide
- Free Notary Service
- $10 monthly service charge if daily balance requirement is not maintained
- Earns interest* based on the following tiers:
$.01 to $4,999.99
$5,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 or more
*Interest is compounded daily and credited monthly
Business Prime Money Market
- $100 opening balance requirement
- $2,500 minimum daily balance requirement
- Earns interest
- Limited to six (6) transfers to another account by means of pre-authorized, automatic transfers, electronic banking or mobile banking. $10.00 per excess transfer per statement cycle. Excludes in person and ATM withdrawals
- Free Debit Card
- Free Electronic Banking
- Free Bill Pay
- Free 24 Hour Mobile Banking
- Free E-Statements
- Free Cashiers Checks
- Free unlimited ATM withdrawals from any ATM Worldwide
- Free Notary Service
- $10 monthly service charge if daily balance requirement is not maintained
- $10 per excess transfer per statement cycle. Excludes in person and ATM withdrawals
- Earns interest** based on the following tiers:
$.01 to $4,999.99
$5,000.00 to $24,999.99
$25,000.00 to $49,999.99
$50,000.00 to $99,999.99
$100,000.00 or more
**Interest rates are a percentage of the Prime Rate as published in The Wall Street Journal.
Interest is compounded daily & credited monthly.
Commercial Loans
Commercial Real Estate Loans
First National Bank of the Gulf Coast provides commercial real estate loans to finance the acquisition and development of owner occupied properties and income producing/ investment real estate.
Commercial Business Loans
We provide a full array of commercial loan products. Our product line includes term loans for the purpose of purchasing equipment, vehicles and other business expenditures and revolving lines of credit for working capital needs.
Our lending team has a vast amount of local lending experience and is committed
to providing you with the highest level of professional service.
Contact us today at (877) 763-0244 to review what opportunities would best suit your needs.