Terms of Use

 

Terms of Use

First National Bank of the Gulf Coast maintains this website to provide you with information about First National Bank of the Gulf Coast products and services and to facilitate communication with the Bank and its related companies. First National Bank of the Gulf Coast requires that all the visitors to our site on the Internet ("the Site") adhere to the following rules and regulations. Please review the following terms and conditions about your use of this site. By accessing the Site you indicate your acknowledgement and acceptance of these terms and conditions. From time to time we may revise these terms and conditions.

 

Unauthorized Use
Unauthorized use of First National Bank of the Gulf Coast's website and systems including but not limited to unauthorized entry into Bank’s Electronic Banking systems, misuse of passwords, or misuse of any information posted to the site, is strictly prohibited. The Electronic Banking section is for authorized users only and any attempt to enter the secure Electronic Banking section is prohibited by Federal law and will be reported to law enforcement authorities. You agree that (i) you will not engage in any activities related to the website that are contrary to applicable law, regulation or the terms of any agreements you may have with First National Bank of the Gulf Coast and (ii) in circumstances where locations of the website require identification for process, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

 

 

E-Mail Submissions or Feedback
Any communication or material you transmit to us via Internet electronic mail is on a non-confidential basis and is not encrypted. All feedback or submissions of any kind submitted to this Website become the property of First National Bank of the Gulf Coast, to be used or not as the Bank chooses without cost or liability.

 

Copyright
Copyright in the pages, screens, text, graphics and images appearing on the Website are owned by First National Bank of the Gulf Coast or others as indicated. The information and materials contained on the Website may not be copied, displayed, distributed, downloaded, licenses, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without the express written permission of First National Bank of the Gulf Coast.


Potential Disruption of Service
Access to the website may from time to time be unavailable, delayed, limited or slowed due to, among other things:


  • Hardware failure, including failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment;
  • Software failure, such as, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content;
  • Overload of system capacities;
  • Damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters;
  • Interruption (whether partial or total) of power supplies or other utility of service;
  • Strike or other stoppage (whether partial or total) of labor;
  • Governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention; or
  • Any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of First National Bank of the Gulf Coast.


Online Practices
A "cookie" is a way for websites to recognize whether or not you have visited the site before. This site uses this feature of your browser. It is important for you to know that cookies do not read your hard drive, nor can they be used to reveal anything about you that you have not chosen to enter as a user on a site. Our use of cookies allows us to recognize your computer and optimize your visit to our website.

 

Links to Other Sites
First National Bank of the Gulf Coast may provide access to information, products or services offered on website that are owned or operated by other companies ("third party websites"). We provide this access through the use of hyperlinks that automatically move you from the First National Bank of the Gulf Coast website to the third party site. First National Bank of the Gulf Coast is not responsible for the content or accuracy of any third party website. First National Bank of the Gulf Coast cannot endorse, approve or guarantee information, products, services or recommendations provided at a third party website. Because we may not always know when information on a linked site changes, First National Bank of the Gulf Coast is not responsible for the content or accuracy of any third party website. First National Bank of the Gulf Coast shall not be responsible for any loss or damage of any sort resulting from the use of a link on its website nor will it be liable for any failure of products or services advertised or provided on these linked sites.

 

When you visit a third party website from First National Bank of the Gulf Coast’s site, you will no longer be protected by First National Bank of the Gulf Coast 's privacy policy or security practices. The data collection, use and protection practices of the linked site may differ from the practices of First National Bank of the Gulf Coast’s site. We encourage you to read the third party website's privacy policy and security statement as those are the policies that apply to your use of the linked website.

 

When you leave First National Bank of the Gulf Coast's website

We we provide hyperlinks from our website to third parties for customer convenience, support and information. We will alert you when you are leaving the Bank’s website and are redirected to a third part servicer through the use of an addition message screen which will appear when you take the link desired.


Warrants and Disclaimers
We use our best efforts to include accurate and up to date information on our website, but we make no warranties or representations as to the accuracy of the information. You agree that all access and use of the website and its contents is at your own risk. By using the website, you acknowledge that we specifically disclaim any liability (whether based on contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special use of the website, (even if we have been advised of the possibility of such damages) including liability associated with any viruses which may infect a user's computer equipment.

 

Limitation of Liability
Because of the possibility of human and mechanical error as well as other factors, the website, including all information and materials contained on the website, is provided "as is" "as available." First National Bank of the Gulf Coast and third party data providers are not providing any warranties and representations regarding the website. First National Bank of the Gulf Coast and third party data providers disclaim all warranties and representations of any kind with regard to the website, including any implied warranties of merchantability, non-infringement of third party rights, freedom from viruses or other harmful code, or fitness for any particular purpose. Further, First National Bank of the Gulf Coast will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this website, or for the incompatibility between this website and files and the user's browser or other site accessing program. Nor will First National Bank of the Gulf Coast be liable for any other problems experienced by the user due to causes beyond First National Bank of the Gulf Coast’s control. No license to the user is implied in these disclaimers.

 

Governing Law and Jurisdiction
You agree that your use of this website shall be governed by all applicable Federal laws and the laws of the State of Florida and agree that venue shall be located in such location that First National Bank of the Gulf Coast chooses.

© 2013 First National Bank of the Gulf Coast, member FDIC, Equal Housing Lender, All Rights Reserved.

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